Finance · 02/10/2025

Trump's tariffs on steel and aluminum have driven gold prices up, nearing historical highs. Analysts indicate that gold is favored due to market uncertainties and safe-haven demand. Investors are closely monitoring the Fed's future monetary policy direction. Meanwhile, the People's Bank of China continues to increase gold reserves to diversify its assets.

Loans · 02/29/2024

The key to successfully obtaining a mortgage lies in four conditions: stable income, good credit score, low debt-to-income ratio, and sufficient assets. With these factors secured, borrowers can more easily obtain loan approval and favorable terms from banks. Maintaining a good credit record and controlling debt levels are crucial during the application process.

Finance · 02/25/2022

Recently, gold prices soared to a nearly two-year high due to geopolitical factors, later rising to $1,910 as market sentiment cooled. Amid ongoing volatility, investors' demand for safe-haven assets and economic data trends will influence precious metal markets. This highlights the need for investors to monitor policy changes and adjust strategies flexibly.

Taxation · 08/07/2025

This article provides a comprehensive guide for estate managers on tax processing for deceased individuals. It includes instructions for obtaining the deceased's information, filing the final income tax return, considerations for estate income tax, and strategies for selling assets. The aim is to assist readers in navigating their legal and tax obligations amidst significant responsibilities.

Finance · 07/23/2025

The BoA Premium Rewards credit card offers generous points rewards for travel and dining expenses, along with attractive sign-up bonuses and airline fee reimbursements, making it an appealing choice. However, if users cannot fully leverage its benefits compared to competitors, the cost-effectiveness may decline. It is particularly suitable for frequent travelers and those with BoA assets.

Taxation · 07/25/2025

The Internal Revenue Service (IRS) warns the public to be vigilant against various tax fraud schemes. It emphasizes the importance of choosing reliable tax preparers and identifying fraudulent tax schemes. The IRS advises against the pitfalls of non-reporting and advocates for education to enhance individuals' ability to recognize such schemes, thereby protecting their assets and legal rights.

Finance · 07/31/2025

eToro plans to tokenize 100 U.S. listed stocks and ETFs, issuing them on the Ethereum blockchain to provide investors with flexible asset management and trading options. As new regulatory policies advance, the trend of bringing real-world assets on-chain continues to rise, and eToro's initiative demonstrates the ongoing integration of blockchain technology with traditional finance.

Finance · 07/22/2025

This article provides a detailed analysis of the Price-to-Book Ratio (PBR), including its concept, calculation, and application. PBR is a crucial tool for assessing stock value, helping investors understand the market's pricing of a company's existing assets and offering guidance on whether to buy or sell stocks. Understanding PBR and its ranges is vital for making informed investment decisions.

Finance · 08/14/2024

This article analyzes the impact of the upcoming US July CPI data on the financial markets, exploring expected changes in the CPI and their potential effects on the US dollar, gold, and the stock market. Additionally, it considers the interactive effects of the Middle East situation and other economic data on the markets, assessing the trends and risks associated with various assets.

Finance · 02/02/2022

This article delves into how to protect and appreciate assets by investing in precious metals like gold, silver, and platinum during economic turmoil. It outlines the market dynamics of precious metals and offers practical advice on investment methods and strategies, particularly focusing on short-term trading, ETF investments, and purchasing physical metals. These insights will help investors make informed choices and minimize risks.

Taxation · 07/18/2025

New immigrants in the U.S. must pay special attention to accurately reporting foreign assets and income during their first tax filing. According to the new tax regulations, undistributed profits may be taxable. Proper tax filing can help avoid future legal issues and may even allow for deductions of taxes already paid in China. Therefore, consulting a professional accountant to ensure compliance is crucial.

Taxation · 07/24/2025

A Limited Liability Company (LLC) is an ideal choice for registering a business in the United States, protecting personal assets from company debts and offering flexible tax options. Establishing an LLC involves minimal paperwork and flexible profit distribution, yet it may be subject to employee benefit tax burdens and ownership transfer restrictions. Understanding the relevant tax filing processes significantly reduces entrepreneurial risks!

Finance · 06/25/2025

The US dollar has recently depreciated due to easing tensions in the Middle East, particularly following a ceasefire between Iran and Israel. The euro has reached a recent high against the dollar, reflecting improved investor sentiment. Additionally, the decline in oil prices has led to gains in risk-sensitive assets. Despite Powell's forecast of rising inflation this summer, the market remains optimistic.

Finance · 12/27/2024

ETFs offer the flexibility of stock trading combined with the diversification benefits of mutual funds. By tracking specific indices, sectors, or assets, they help investors diversify risk and reduce costs. Selecting the right ETF requires considering factors such as the underlying benchmark, expense ratio, and liquidity to construct a diversified portfolio. ETFs are a popular tool for building well-rounded investment strategies.

Education · 02/12/2025

“Home Abroad” will host the 4th Beijing Overseas Property, Immigration, Study Abroad, and Investment Summit & International Education Exhibition in 2025. The forum focuses on global industry trends, bringing together experts and scholars to share success stories and provide one-stop solutions for international education. It also aims to expand networking and collaboration opportunities. The forum targets individuals and professionals interested in overseas property, immigration, study abroad, or investment, as well as entrepreneurs and business owners looking to expand into international markets.